Know what you take home.
Turn your salary into a clear picture of your pay, tax and deductions.
Per month
Every dollar, explained.
Monthly and weekly figures are annual equivalents, not a paycheck prediction.
A useful starting point.
Choose your filing status and traditional 401(k) contribution. State and local taxes require your own estimate.
Understand the calculation.
We use published government rates and show the assumptions behind your result.
What does the US estimate include?
2026 federal income tax using the basic standard deduction, Social Security, Medicare and Additional Medicare Tax based on filing status. Traditional 401(k) contributions reduce federal taxable income but do not reduce FICA wages. State and local tax is an annual amount you enter, not an automatic calculation.
Assumes one W-2 wage earner, under 65, not blind, not claimed as a dependent, with no other income, tax credits or itemized deductions. Joint filing assumes the spouse has no income. Head of household eligibility is not assessed. Qualified overtime, tips and senior deductions, AMT and other special deductions are excluded.
Is this what my paycheck will show?
No. This is an annual tax-liability estimate divided into equivalent periods. W-4 elections, payroll timing, benefits, withholding methods and rounding can change actual checks. Additional Medicare liability uses filing-status thresholds; an employer starts withholding it after paying an employee $200,000, regardless of filing status. Bonus results show the change in estimated annual liability, not the supplemental-wage withholding rate.
How do retirement and employer costs work?
Traditional employee 401(k) deferrals are capped at the 2026 basic $24,500 limit. Catch-up contributions, Roth contributions, combined-plan compliance and employer contribution limits are not modelled. Employer cost includes gross wages, employer Social Security and Medicare, and the retirement contribution percentage you enter. FUTA, SUTA, workers’ compensation, health benefits and other employment costs are excluded.
Entered state/local tax remains fixed when comparing salaries, bonuses, overtime and retirement contributions. Adjust that input yourself to explore different state-tax assumptions.
Where do the rates come from?
2026 rules checked against IRS and Social Security Administration sources on October 16, 2026.